HOW MUCH CAN I QUALIFY FOR?

ITEMS LIKELY NEEDED FOR MORTGAGE LOAN

First time buyers.....


  • Social Security Card (all borrowers)
  • Copy of Driver's license (all borrowers)
  • Current pay stubs covering 60 days (showing YTD earnings, name and SS number)
  • Last 2 years of W-2s including tax returns
  • Transcript or Diploma (if you were a student in the last two years)
  • Award Letters if you receive SS, retirement or disability income
  • 2 year Residence History (if renting, Landlord's name and phone number)
  • Bank statements for the past two months
  • Investment and/or retirement account statements for the past two months
  • Divorce Decree (if you pay/receive child support or alimony)
  • Credit card, auto loan and personal loan account information
  • Relocation Agreement if applicable
  • Bankruptcy and Discharge papers if applicable
  • VA loan - Original Certificate of Eligibility and DD214
  • Other documents as requested by loan officer

If you currently own real estate.....

 

  • All the First time buyer documents, plus
  • Mortgage account information
  • Home insurance policy information
  • Copy of Sales Contract & Settlement Statement (when available, if you are selling your present home )
  • Other documents as requested by loan officer

 The above loan information is an estimate only. Contact your loan originator for details on your loan. 

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Krista Wheeler, REALTOR® Texas License 713949

CELL 830-715-5105  OFFICE 830-629-3338  FAX 888-567-4554

BROKER: RELIANCE RESIDENTIAL REALTY